
Deca Homes Mactan 4 and 5 coming soon
Deca homes – Mandaue Prime low cost subdivision in Mandaue City, where you can live a simple life Mandaue.
View Vicinity Map. View Site Map. View Pag-ibig housing loan steps.
Deca homes has 2 model unit, the Regular unit and the Breaker unit.
2 storey townhouse Regular Unit
Lot area: 38 sq.m.
Floor area: 56 sq.m.
Package Price: P 892,000.00
MIscellaneous Fee: 3,000.00
Total Package Price: 895,000.00
———–
Loan Amount ( pag-ibig ): 750,000.00
Total Equity: 145,000.00
———–
Less: Reservation Fee: 5,000.00
Equity Balance: 140,000.00
(12 mos. 0% interest): 11,666.67
(24 mos. 0% interest): 5,833.35
Monthly Amortization (Excluding Insurances)
25 years 5,300.84
20 years 5,814.74
15 years 6,741.21
10 years 8,708.14
5 years 14,850.90
For In-house Financing:
Package price: P 892,000.00
20% Down payment: 178,400.00
Miscellaneous Fee : 3,000.00
Total Down payment
(6 mos. to pay, 0% interest) 181,400.00
———-
29,400.00 per month
Monthly Amortization for 80% Balance P 713,600.00
10 years 13,790.72
5 years 23,632.54
2 storey Townhouse With Corner
Lot area: 52 sq.m.
Floor area: 56 sq.m.
Package Price: P 1,522,100.00
Miscellaneous Fee: 3,000.00
Total Package Price: 1,525,100.00
————
Loan Amount(pag-ibig) 1,000,000.00
Total Equity: 525,100.00
———–
Less: Reservation Fee: 5,000.00
Equity Balance: 520,100.00
(12 mos. 0% interest) 43,341.67
(24 mos. 0% interest) 21,670.84
Monthly Amortization (Excluding Insurances)
25 years P 9,441.82
20 years 9,983.80
15 years 11,053.99
10 years 13,493.50
5 years 21,493.90
For In-house Financing:
Package price: P 1,522,100.00
20% Down payment: 304,420.00
Miscellaneous Fee : 3,000.00
Total Down Payment
(6 mos. to pay, 0% interest) 307,420.00
———-
307,420.00 per month
Monthly Amortization for 80% Balance P 1,217,680.00
10 years P 23,532.47
5 years 32,261.05
Pre-Qualification Requirements:
For Regular Pag-ibig Members:
1. At least 24 mos. Pag-ibig member (for counseling)
2. 3 pcs. 1×1 picture and 2 pcs. valid I.D. photo copy
3. Residence Certificate (Community Tax)
4. Birth Certificate (if single) , Marriage Contract (if married)
5. Checking Account (POST DATED CHECKS)
6. Certificate of Employment and Compensation (CEC)
7. Latest pay slip (1 month)
8. Latest Income Tax Return (ITR) with W2
9. Latest Service Record (for gov’t Employee)
10. Job contract with VISA and Passport (for OFW only)
For Self-employed / Professional Practitioner
(2 copies each plus requirements 1-5 if applicable)
1. PRC I.D. and PTR
2. Latest Income Tax Return (ITR) / Financial statement
3. Business Permit
4. DTI or SEC Registration
For In-House Financing (IHF)
1. 1 pc. 1×1 picture
2. Residence Certificate (Community Tax)
3. Birth Certificate (if single) Marriage Contract (if married)
4. Checking Account (POST DATED CHECKS)
Requirements:
For Local Employee
1. 2 years Pag-ibig member with counseling / seminar
2. 3 pcs. 1×1 picture
3. 2 valid ID Xerox
4. Cedula
5. Birth Certificate (single), Marriage Contract (married), Death Certificate
6. Certificate of Employment
7. Latest 1 month payslip
8. Income Tax Return (ITR), If no ITR submit 2 months Payslip
9. POST DATED CHECKS
For Self Employed
1. 2 years Pag-ibig member
2. 2 valid ID Xerox
3. Cedula
4. 3 pcs. 1×1 picture
5. Business Permit
6. Financial Statement
7. POST DATED CHECKS
8. Marriage Contract / Birth Certificate
For Overseas Worker
1. 2 years Pag-ibig member with counseling / seminar
2. 3 pcs. 1×1 picture
3. 2 valid ID Xerox
4. Cedula
5. Birth Certificate (single), Marriage (married), Death Certificate (widow)
6. Job Contract
7. Visa with Passport
8. POST DATED CHECKS
For In-House Financing
1. 3 pcs. 1×1 picture
2. 2 valid ID xerox
3. Cedula
4. Birth Certificate (single), Marriage Contract (married), Death Certificate (widow)
5. POST DATED CHECKS
Special Power of Attorney if needed.
Note: Compliance of all the requirements strictly 2 weeks only from the date of reservation, failure to comply of the above given requirements will be subject for cancellation.
Reservation fee is non-refundable.
Equity for Mandaue Project and Mactan is non-refundable.
Transfer of one project to another is not honored.
Change of borrower’s name, change of block/lot, change of loan term, change of financing scheme, charge P 2,000.00 per transaction. (applicable when your hdmf loan is not yet deliverd to Pag-ibig or released.)
(updated May 12, 2009)

Agent

Agent = Archiemedes Paquibot
Email = archie_johnvill@yahoo.com
Cell number = 09217939702
Telephone number = 495-7975
Real Estate Lic# = 2009-S-107-1428 (N)
HLURB Control# = VII-00408-2009
Broker = Land Asia Realty & Dev’t Corp
REB Lic# = 2008-1428 (N)