There is a new house and lot project for sale in Talisay City Ceu.

Deca Homes Baywalk Talisay is :

• Very close to Dumlog Talisay Beach
• 25 years to pay at 5,300.84 pesos
• In front of Rafol swimming pool
• Road straight from Gaizano Talisay
• Access road well done  and wide
• Semi-urban type area
• Near to public market
• Near to church
• Vehicle going to subdivision are taxi and tricycle
• Accessible through SRP

Deca Homes Baywalk Talisay is payable thru Pag-ibig Financing for 25 years at 5,300.84 pesos per month.

There are two types of Townhouse, the 2-storey townhouse ( regular unit ) and the 2-storey townhouse ( with garage ). Lot area for regular 2-storey townhouse is 40 sqm with floor area of 54.40 sqm.

Regular townhouse price = 850,000 pesos
With Garage Townhouse price = 925,200 pesos

Reservation is only 5,000 pesos
Discount Promo for the first 200 buyers = 10,000.oo pesos

Pag-ibig Financing Computation
2-storey townhouse (regular unit)
Lot area = 40 sqm
Floor area = 54.4 sqm

Package Price = 850,000
Miscellaneous Fee = 3,000
Total Package Price = 853,000
Loan Amount = 750,000
Total Equity = 103,000
Less: Reservation Fee = 5,000
Equity = 98,000
Discount Promo for 1st 200 buyers = 10,000
Balance Equity = 88,000
11 months to pay = 8,000

Pag-ibig Monthly Amortization ( excluding insurances )
25 years = 5,300.84
20 years = 5,814.74
15 years = 6,741.21
10 years = 8,708.14
5 years = 14,850.90

In-house Financing Computation
Package Price = 850,000
20% Downpayment = 170,000
Miscellaneous Fee = 3,000
Total Downpayment
( 6 months to pay at 0% interest) = 173,000.
Monthly Amort. for 80% Balance = 680,000
10 years to pay = 13,141.38
5 years to pay = 18,015.83

Requirements:

For Local Employee
1. two years Pag-ibig member with counseling /seminar
2. three pieces 1×1 picture
3. two valid ID xerox
4. Cedula
5. birth certificate (single) marriage contract (married) death certificate
6. certificate of employment
7. latest 1 month payslip
8. income tax return (ITR) if no ITR, submit 2 months payslip
9. postdated checks
10. certificate of remittance HMDF receipt

For Overseas Worker
1. two years Pag-ibig member with counseling / seminar
2. three pieces 1×1 picture
3. two valid ID xerox
4. Cedula
5. Birth certificate (single) marriage contract (married) death certificate(widow)
6. job contract
7. visa with passport
8. post dated checks
9. certificate of remittance / HDMF receipt

In House Financing
1. Three pieces 1×1 picture
2. two valid ID xerox
3. cedula
4. birth certificate (single) marriage contract (married) death certificate (widow)
5. post dated checks
6. proof of income

For Self Employed
1. two years Pag-ibig member
2. two valid ID xerox
3. cedula
4. three pieces 1×1 picture
5. business permit
6. financial statement
7. Post dated checks
8. marriage contract / birth certificate
9. HMDF receipt of membership

= Special Power of Attorney if Needed =

Note: compliance of all the requirements strictly 2 weeks only from the date of reservation, failure to comply of the above given requirements will be subject to cancellation.

Reservation fee and equity is non-refundable
Transfer of one project to another is not honored
Change of borrower’s name, change of block/lot, change of loan term,change of financing scheme, charge 2,000 pesos per transaction. ( applicable when your hdmf is not yet delivered to Pag-ibig released.)

In-house Financing requirement to occupy
1. equity of 6 months or 20% downpayment fully paid
2. complete post-dated checks for 80% balance

Note: At least 50% of the selling price paid required for major renovation / improvements of the house.

Equity official receipts (o.r.) , will be claimed every Wednesday and Friday only at the cashier.

Contact the Agent Below for more details on Pag-ibig financing payment and in-house financing payment.

House Photo

Agent

Agent = Archiemedes Paquibot
Email = archie_johnvill@yahoo.com
Cell number = 09217939702
Telephone number = 495-7975
Real Estate Lic# = 2009-S-107-1428 (N)
HLURB Control# = VII-00408-2009
Broker = Land Asia Realty & Dev’t Corp
REB Lic# = 2008-1428 (N)

Deca Homes Mactan 4 and 5 coming soon

Deca homes – Mandaue Prime low cost subdivision in Mandaue City, where you can live a simple life Mandaue.

View Vicinity Map. View Site Map. View Pag-ibig housing loan steps.

Deca homes has 2 model unit, the Regular unit and the Breaker unit.

2 storey townhouse Regular Unit
Lot area: 38 sq.m.
Floor area: 56 sq.m.

Package Price:                   P        892,000.00
MIscellaneous Fee:                           3,000.00
Total Package Price:                     895,000.00
———–
Loan Amount ( pag-ibig ):           750,000.00
Total Equity:                                145,000.00
———–
Less: Reservation Fee:                     5,000.00
Equity Balance:                            140,000.00

(12 mos. 0% interest):                   11,666.67
(24 mos. 0% interest):                    5,833.35

Monthly Amortization (Excluding Insurances)

25 years                                        5,300.84
20 years                                        5,814.74
15 years                                        6,741.21
10 years                                        8,708.14
5 years                                         14,850.90

For In-house Financing:

Package price:           P              892,000.00
20% Down payment:                 178,400.00
Miscellaneous Fee :                      3,000.00
Total Down payment
(6 mos. to pay, 0% interest)      181,400.00
———-
29,400.00 per month

Monthly Amortization for 80% Balance   P 713,600.00

10 years                                     13,790.72
5 years                                       23,632.54

2 storey Townhouse With Corner
Lot area: 52 sq.m.
Floor area: 56 sq.m.

Package Price:               P         1,522,100.00
Miscellaneous Fee:                       3,000.00
Total Package Price:                 1,525,100.00
————
Loan Amount(pag-ibig)           1,000,000.00
Total Equity:                            525,100.00
———–
Less: Reservation Fee:                 5,000.00
Equity Balance:                        520,100.00

(12 mos. 0% interest)                43,341.67
(24 mos. 0% interest)                21,670.84

Monthly Amortization (Excluding Insurances)

25 years                      P             9,441.82
20 years                                     9,983.80
15 years                                   11,053.99
10 years                                   13,493.50
5 years                                     21,493.90

For In-house Financing:

Package price:           P           1,522,100.00
20% Down payment:                 304,420.00
Miscellaneous Fee :                      3,000.00
Total Down Payment
(6 mos. to pay, 0% interest)     307,420.00
———-
307,420.00 per month

Monthly Amortization for 80% Balance   P  1,217,680.00
10 years                  P              23,532.47
5 years                                    32,261.05

Pre-Qualification Requirements:

For Regular Pag-ibig Members:
1. At least 24 mos. Pag-ibig member (for counseling)
2. 3 pcs. 1×1 picture and 2 pcs. valid I.D. photo copy
3. Residence Certificate (Community Tax)
4. Birth Certificate (if single) , Marriage Contract (if married)
5. Checking Account (POST DATED CHECKS)
6. Certificate of Employment and Compensation (CEC)
7. Latest pay slip (1 month)
8. Latest Income Tax Return (ITR) with W2
9. Latest Service Record (for gov’t Employee)
10. Job contract with VISA and Passport (for OFW only)

For Self-employed / Professional Practitioner
(2 copies each plus requirements 1-5 if applicable)
1. PRC I.D. and PTR
2. Latest Income Tax Return (ITR) / Financial statement
3. Business Permit
4. DTI or SEC Registration

For In-House Financing (IHF)
1. 1 pc. 1×1 picture
2. Residence Certificate (Community Tax)
3. Birth Certificate (if single) Marriage Contract (if married)
4. Checking Account (POST DATED CHECKS)

Requirements:

For Local Employee
1. 2 years Pag-ibig member with counseling / seminar
2. 3 pcs. 1×1 picture
3. 2 valid ID Xerox
4. Cedula
5. Birth Certificate (single), Marriage Contract (married), Death Certificate
6. Certificate of Employment
7. Latest 1 month payslip
8. Income Tax Return (ITR), If no ITR submit 2 months Payslip
9. POST DATED CHECKS

For Self Employed
1. 2 years Pag-ibig member
2. 2 valid ID Xerox
3. Cedula
4. 3 pcs. 1×1 picture
5. Business Permit
6. Financial Statement
7. POST DATED CHECKS
8.  Marriage Contract / Birth Certificate

For Overseas Worker
1. 2 years Pag-ibig member with counseling / seminar
2. 3 pcs. 1×1 picture
3. 2 valid ID Xerox
4. Cedula
5. Birth Certificate (single), Marriage (married), Death Certificate (widow)
6. Job Contract
7. Visa with Passport
8. POST DATED CHECKS

For In-House Financing
1. 3 pcs. 1×1 picture
2. 2 valid ID xerox
3. Cedula
4. Birth Certificate (single), Marriage Contract (married), Death Certificate (widow)
5. POST DATED CHECKS

Special Power of Attorney if needed.
Note: Compliance of all the requirements strictly 2 weeks only from the date of reservation, failure to  comply of the above given requirements will be subject for cancellation.

Reservation fee is non-refundable.

Equity for Mandaue Project and Mactan is non-refundable.

Transfer of one project to another is not honored.

Change of borrower’s name, change of block/lot, change of loan term, change of financing scheme, charge P 2,000.00 per transaction. (applicable when your  hdmf loan is not yet deliverd to Pag-ibig or released.)
(updated May 12, 2009)

Agent = Archiemedes Paquibot
Email = archie_johnvill@yahoo.com
Cell number = 09217939702
Telephone number = 495-7975
Real Estate Lic# = 2009-S-107-1428 (N)
HLURB Control# = VII-00408-2009
Broker = Land Asia Realty & Dev’t Corp
REB Lic# = 2008-1428 (N)

Deca homes Low Cost subdivision in Mandaue.

Subdivision: Deca Homes
Location: Mandaue
Model House: 2 Storeys Town Homes
Lot Area: 38 sq.m.

House Area: 56 sq.m.
Package Price:                  P    879,000.00
Miscellaneous Fee:                      3,000.00
Total Package Price:                882,000.00

Loan Amount ( Pag-Ibig ):        750,000.00

Total Equity:                            132,000.00

Reservation Fee:                            5,000.00

Equity Balance:                          127,000.00

( 12 months 0% Interest )            10,583.34

( 24 months 0% Interest )              5,292.67

Monthly Amortization ( Excluding Insurances )

25 Years          5,300.84
20 Years        5,814.74
15 Years          6,741.21
10 Years        8,708.14
5 years        14,850.90

For In-Housing Financing:

Package Price:                  P      879,000.00

20% Down Payment:          P      175,800.00
Miscellaneous Fee                          3,000.00

Total Down Payment
(  payable for 6 months at 0% Interest ) 178,800.00

Monthly Amort. for 80% Balance
10 Years    P          13,589.74
5 Years                  18,630.50